Karmin Capital is a division of Fort Sheridan Advisors LLC. Accordingly, this website has the terms and conditions of Fort Sheridan Advisors LLC's website as follows:
FORT SHERIDAN ADVISORS LLC
Fort Sheridan takes its responsibility to protect the privacy and confidentiality of its investors’ non-public personal information seriously and, with this in mind, maintains physical, electronic, and procedural protections in accordance with Federal standards to safeguard each of its investors’ non-public personal information and to prevent unauthorized access to that information. Fort Sheridan requires its affiliates, as well as non-affiliated third parties who perform services on Fort Sheridan’s behalf, and to whom Fort Sheridan discloses non-public personal information about Fort Sheridan’s investors, to agree to adhere to confidentiality, security and use standards consistent with the Fort Sheridan’s own Privacy Policies standards.
This statement describes Fort Sheridan’s policies and practices (“Privacy Policies”) for collecting, handling, sharing and securing non-public personal information Fort Sheridan obtains about its individual clients and investors. As used in this statement, “non-public personal information” means non-public personally identifiable financial information Fort Sheridan obtains about individual clients and investors (not entities) in connection with Fort Sheridan’s services to those clients and investors. This statement includes examples of the types of information Fort Sheridan may collect and the kinds of persons with whom it may share information. These examples are illustrative and should not be considered a complete inventory of Fort Sheridan’s information collecting or sharing practices.
Fort Sheridan collects and maintains non-public personal information about individual clients and investors as follows:
Information Fort Sheridan receives on Fort Sheridan subscription documents, investor questionnaires and related forms, and on other forms which investors complete and submit to Fort Sheridan and other information provided in writing, in person, by telephone, by electronic communication (such as through Fort Sheridan’s website), or by any other means containing for example, name, date of birth, address, telephone numbers, social security number, nationality, e-mail address, broker’s name, selling agent’s name, employment, approximate net worth and approximate annual income and investment information and experience;
Information about investment and other transactions (for example, account activity and balances) with Fort Sheridan and its affiliates;
Information Fort Sheridan receives from consumer reporting agencies, such as an investor’s credit history;
Information Fort Sheridan receives from purchaser representatives, financial advisers, investment consultants or other financial institutions; and
Information Fort Sheridan creates, receives or maintains relating to an investor’s capital account, such as, for example, profit and loss allocations and capital withdrawals and additions.
Fort Sheridan may share any of the non-public personal information that it collects about its clients and investors with Fort Sheridan’s affiliates and their employees to enable Fort Sheridan to provide statements, information and services to its investors for marketing, trading, administration, service and other purposes or otherwise as permitted or required by law.
Fort Sheridan will not disclose non-public personal information about investors to third parties unaffiliated with Fort Sheridan, except(a) Fort Sheridan will share that information with third party service providers with a need to know the information to enable them to provide professional services to Fort Sheridan, thus enabling Fort Sheridan to provide statements, information and services to its investors for marketing, trading, administration, service and related purposes; (b) Fort Sheridan may share that information with non-affiliated third parties acting in a fiduciary or representative capacity on the investor’s behalf, such as an IRA custodian or Trustee of a grantor trust or to government agencies and self-regulatory agencies in order to respond to or comply with a subpoena or court order, judicial process or a request or requirement of regulatory authorities; and (c) Fort Sheridan may share information with non-affiliated third parties as otherwise permitted or required by law.
Fort Sheridan will send to its clients and investors notice of its Privacy Policies annually and whenever those Policies change, as required by law. If an investor ceases to be a client of Fort Sheridan, Fort Sheridan will continue to follow its Privacy Policies and practices with respect to that former client’s non-public personal information, but a former client will not receive future notices from Fort Sheridan. Fort Sheridan reserves the right to modify or supplement its Privacy Policies at any time, and to apply changes to information previously collected, as permitted by law.